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Flexibility and Savings for Employers
Choice Plus provides employers and employees a choice of Dental HMO and Indemnity/PPO plan designs. DHMOs provide maximum savings to employees and their families with low co-payments and managed care. Indemnity/PPOs deliver savings through network providers, coupled with out-of-network flexibility.
Dual Choice Options |
DHMO
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Indemnity/PPO
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Employers Select
(One DHMO AND one Indemnity/PPO plan from the following options)
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SmileSaver 1000
or
SmileSaver 2000
or
SmileSaver 3000
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Indemnity
or
PPO Area Rated
or
PPO Fixed Fee
or
PPO Voluntary
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Employees Select
(One DHMO OR Indemnity/PPO plan)
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SmileSaver DHMO Plans 1000, 2000 or 3000
- Prescreened private practitioners
- No deductible, no claim forms
- No charge on preventive care
- Low co-payments for services
- No annual maximum benefit
- Orthodontic services included
Dental Indemnity/PPO
(Insured by Security Life Insurance Company of America)
- Preferred provider network
- $50 deductible
- In-network savings
- Out-of-network benefits
- $1,000, $1,500, or $2,000 annual maximum benefit
- Orthodontic services optional
Vision
ChoicePlus clients have the option of choosing between three different vision plans - two HMO plans from SmileSaver and an indemnity plan, underwritten by Security Life Insurance Company of America. For an outline of these plan benefits, please click on the link for the ChoicePlus brochure above.
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